Qualifying time is the one dial that changes both your agents' cost per call and the number of calls that bill. Here's how to set it without guessing.
Shorter marks bill more calls at a lower price; longer marks bill fewer calls at a higher one. Neither is "right." A 20-second mark on social traffic bills a lot of short conversations; a 60-second mark on CTV traffic bills only the ones that turned into a real pitch. Agents will pay more for the second kind.
| Vertical | Typical mark | Why |
|---|---|---|
| Final expense (social) | 20–30s | Short intent check, high volume |
| Final expense (CTV) | 30–45s | Warmer caller, longer opener |
| Medicare | 30–45s | Compliance script eats the first 20s |
| ACA | 45–60s | Eligibility questions before any pitch |
| Auto | 30s | Fast quote intent |
These are starting points, not rules. Your own talk-time export is the only source that matters.
Every line reads $X / Ns. A connected call that reaches N seconds is billable and final; under N it's free. Disputes close in 72 hours.
How inbound pay-per-call actually works — traffic, ping trees, buyers, agent seats, qualifying time and where the margin lives.
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